Larger solar panels are not necessarily a good option. The quality of each panel is affected by many factors, like wattage and warranty. Consider everything when making a hefty purchase like this.
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While solar panels can continue to work on days when it is not sunny, you should not have them installed if you live in an area that is cloudy most of the time. The amount of energy you save with them will not be worth the amount you paid for them.
Contact your insurance agent to find out if a solar energy system could be included in your insurance policy. Expect your homeowner's insurance premiums to go up once your system is installed and consider switching to a different insurance agency if you find that your premiums have become too expensive.