Contact your insurance agent to find out if a solar energy system could be included in your insurance policy. Expect your homeowner's insurance premiums to go up once your system is installed and consider switching to a different insurance agency if you find that your premiums have become too expensive.
Don't assume that just because a company sells and installs solar panels means they are good and trustworthy people. Shop around. Get a minimum of three quotes. Read all contracts. Check backgrounds of potential contractors. Deal with this like any other home-improvement project that you would otherwise do.
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If you're trying to design your new house, think about putting in a bunch of big windows on the home's south side so that during the winter you can get a lot of sun. Make sure you have methods in place to keep excess heat out during the warmer summer months. For more help, consult a contractor who specializes in solar energy.