Contact your insurance agent to find out if a solar energy system could be included in your insurance policy. Expect your homeowner's insurance premiums to go up once your system is installed and consider switching to a different insurance agency if you find that your premiums have become too expensive.
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There is no need to tear apart your roof to use solar energy. You can make small switches like putting in solar powered outside lights. They charge their batteries during the day, switching on and providing illumination all night.
When considering installing solar panels, always check for local, state or federal incentives and rebates. The initial expense of solar panels can be costly so these incentives can be very helpful. Also consider the future saving and you will see that over time, your solar panels will pay for themselves.